Its main benefits are earning a steady 2% back on all purchases and a $0 annual fee. Costco Anywhere Visa® Card by Citi *: Earn 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year, then 1% thereafter, 3% cash back on restaurants and eligible. Cardholders can now earn $200 cash back after you spend $1,500 on. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months 1 The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. effectively earns 2% cash back everywhere (1 point per dollar when you buy, and. Take a look at this table to quickly compare the primary benefits of both cards. Wells Fargo phrases the bonus this way: "Earn a $200 cash rewards. The Chase Freedom Unlimited card offers everything Capital One Quicksilver does, plus a few extra bonus rewards categories and other perks. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. In this video, we're comparing the Wells Fargo Active Cash vs Citi Double Cash Credit Cards. 24% - 29. If you plan to get the Citi trifecta get Double Cash because it earns ThankYou puts that you can use for travel and potentially get more than 2%. The Active Cash is probably better on its own overall, especially due to the SUB. Citi Double Cash; Chase Freedom Unlimited vs. There’s a welcome bonus of $100 statement credit after spending $1,000 on purchases in the first. 10% APY, while those with a. For context, the average annual rewards payout from the cashback credit cards in the investor. Wells Fargo Active Cash offers a sign-up bonus, a 0% intro APR offer, and cell phone insurance, while Citi Double Cash has a simple cash-back rate and balance-transfer offer. The Wells Fargo Active Cash® Card is an exception. Card Details. I don't know why people make a big deal out of the $25 increments. 24%. The Wells Fargo Active Cash® Card offers unlimited 2% cash rewards on all purchases and a generous sign-up bonus with no annual fee. Best for Choice of Bonus Categories: U. Wells Fargo Active Cash® Card vs. The annual rewards payout assumes you charge $1,000 each month spread across. The Wells Fargo Active Cash offers a $200 cash rewards bonus and a 0% intro APR on balance transfers for 15 months, while the Citi Double Cash has no welcome bonus but flexible redemption options and a 0% intro APR on balance transfers for 18 months. Wells Fargo Active Cash even offers an introductory purchase. Wells Fargo Active Cash® Card. The Citi Double Cash ® Card also offers a very long intro APR of 0% for 18 months on Balance Transfers. Navy Federal Credit Union Visa Signature® Flagship Rewards Card * vs. Otherwise, I like WF Active Cash because of the bonus and Wells Fargo's customer service. A comparison of two cash-back credit cards with an annual fee of $0 and unlimited 2% cash back. Citi Double Cash Caret Down While the Citi Double Cash is a comparable 2 percent cash back card, you could earn less than 2 percent rewards if you aren’t on top of. Further the points have a cash value of 100 points per dollar (or 1000 points per $10 as they stated), and points can be redeemed for cash at any time. The Fidelity Visa's 1% FTF, while certainly not ideal, at least leaves the card as an (effectively) 1% cashback card. $0. Citi Double Cash (2% catch all) US Bank Cash+ (5% on two choice categories - Streaming and Utilities for me). 24% to 28. Also, if I recall correctly, another bonus of the Wells Fargo Active Cash card over the Citi Double Cash card, is that new accounts get 15 months 0% APR on purchases, and the Citi card does not. This bonus offer will be fulfilled as 20,000. The Citi Double Cash Card is a great cash-back option with no annual fee. Miserable-Result6702. Simply pick up the phone to call Visa Signature Concierge. Also no FTF, which is great for the occasional overseas trip. Citi Double Cash vs Wells Fargo Active Cash. Synchrony Premier World Mastercard. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the. Specifically, this card offers a 0% intro APR for 15 months on purchases and on eligible balance transfers, then a variable APR of 17. Few cards offering an unlimited 2% cash back on spending provide meaningful extras and perks, but the Wells Fargo Active Cash® Card offers cell phone protection. Credit Cards. Most 2% cards don't have a SUB, while most 1. Citi Double Cash and SoFi. For example, Chase Freedom Unlimited® can give better overall value due to its bonus categories, offering 1. The Wells Fargo Active Cash offers an unlimited 2% cash rewards rate on purchases and charges no annual fee. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. A balance transfer fee of up to 5% of the each. The Wells Fargo Reflect is a good option for cardholders who are looking to consolidate their debt or finance a large purchase. Anything over the monthly $2,000, you’ll start to earn more with the Citi Double Cash — that makes the flat-rate cash back card a better choice for big spenders. The Wells Fargo Active Cash® Card, which launched in July 2021, has quickly distinguished itself as one of the best cash-rewards cards on the market. Capital One Quicksilver Cash Rewards. Bread Cashback™ American Express® Credit Card * vs. The WF card is a true 2% card with no gimmick of 1% now and 1% later and it is a visa card which is usable in Costco unlike the Mastercard Double Cash. Citi® Diamond Preferred® Card vs. Citi® Diamond Preferred® Card vs. 00 with Wells Fargo Active Cash Card. After that, the standard variable APR will be 19. The Wells Fargo Active Cash® Card is making a splash among the growing list of 2% flat-rate cards on the market. 8 Update: Besides the $200 offer online, there’s now a $250 offer in local branches. The Citi Double Cash offers a generous 0% intro APR on balance transfers for 18 months, then. Most 2% cards don't have a SUB, while most 1. The Capital One Venture card offers a generous welcome bonus for meeting spending requirements within the first 3 months after card approval. offers of $150 for $1500 spend on the Fidelity card. Both provide a flat 2% rewards and both also have 3% foreign transaction fees. Whereas with WF Active Cash you can only redeem cashback in increments of $25. Earn unlimited 2% cash rewards on purchases. 24%, or 29. $0 . Specifically, I don't like that it's 1% cashback + 5% for whatever spending category it is every quarter. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and without any hoops to jump through. •. The Wells Fargo Active Cash® Card offers 2%. The card has a $0 annual fee, too. The Citi Double Cash card's simple cash back structure and long-lasting balance. Wells Fargo Active Cash vs. Cardholders Earn unlimited 2% cash rewards on purchases. Rewards Rate. Citi is better due to points games (rewards+ = 10% bonus) etc. Learn More About the Active Cash HERE: “Show More” to see my Favorite Financial Tools MY FINANCIAL TOOLS 💳 Credit Car. Best for Automatic 5% Cash Back: Citi Custom Cash® Card. Certainly any big regulatory changes, particularly on interchange fees, could make any 2% card non-viable, but personally if I were looking for a new 2% card the Double Cash would probably beat out the Evergreen and the Active Cash. gas stations, and online retail purchases in the U. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. That is a total of $40 in cash back per month at $2,000 spendThe Citi Double Cash. However, I don't think you should listen to the bad rumors about Wells Fargo. Best Credit Cards of November. Bank Cash+® Visa Signature® Card. Wells Fargo Active Cash ® Card. The only downside to this change are to the people who made use of the Citi Bonus Cash Center (Citi's own shopping portal). Citi Double Cash® Card. Earn $200 cash back. Up to 2% cash back. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. This card also comes with no annual fee, and new. There doesn’t seem to be a specific minimum to redeem rewards for purchases or to buy with points. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Platinum X5 Card from Credit One basics. Citi Double Cash. Wells Fargo is stingy on credit limits. Wells Fargo Active Cash vs. Lastly, the Chase Freedom Unlimited offers 5% cash back on gas station purchases, up to $6,000 in. Citi Double Cash $200 Welcome Offer. If you're looking to make a large purchase. The Citi Double Cash is a popular cashback credit card because of its excellent earning potential. The Wells Fargo Active Cash® Card might be the most direct competitor to the TD Double Up Credit Card. Apply Now. 22%. 1x points on rent purchases (on up to $100,000 every year)2% card - WF Active Cash or Citi Double Cash 3% multi category - Capital One SavorOne 5% rotating card - Citi Custom Cash. The value of a 1. e. The Citi Double Cash® Card is the winner over the Capital One Quicksilver Cash Rewards Credit Card. Both cards offer 2 percent cash back on all purchases, but offer different benefits. I hate that my Active Cash does this. The Citi Double Cash® Card is also a flat-rate cash back card like the American Express Cash Magnet Card, but it earns up to an unlimited 2% cash back on purchases — 1% when purchases are made. Like the Citi Double Cash Back Card, the Wells Fargo Active Cash Card lets you earn a flat 2% cash back rate on all purchases, and it doesn’t have an annual fee. Wells Fargo. I have had no major issues with using WF cards. Chase Freedom Unlimited spending example. Rocket Visa Signature Card vs. 5% cash back on all purchases and comes with this bonus offer: Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening. Those who prefer to take rewards as cash back deposited into a checking account might do better with the Citi Double Cash® Card or the Wells Fargo Active Cash® Card. Capital One Quicksilver Cash Rewards. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. Jump to. Annual Fee. 3. The no-annual-fee card offers 5% cash back on purchases in a top eligible. The Citi Double Cash® Card has an annual fee of $0 and earns 2% cash back on all purchases—1% when purchases are. To qualify for the $200 cash rewards bonus, a total of at least $500 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. For your hypothetical, I’d suggest a Citi Double Cash and Citi Costco Visa Maximize cash back and points: 2x base using the Double Cash 3x dining, flights, hotels and car rental 4x gas. Wells Fargo Active Cash® Card (see rates. Wells Fargo Reflect® Card. Would take a lot of recurring spend for gas with the 1c extra in gas rewards to overcome the $200 signup bonus of the BofA customized cash (maxing gas at $7k spend at an extra 1% would only be an extra $70 per year on the Costco Visa vs the $200 BofA signup bonus). Take a look at this table to quickly compare the primary benefits of. Here are the earning rates for both cards: Wells Fargo Autograph: Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; plus earn 1X points on other purchases. At which point, I use. The Active Cash earns 2% cash. The Citi Double Cash® Card earns 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid off, plus. AC has an interest-free promo period on purchases and BTs, where DC’s promo is only for BTs. . The major difference between the Citi Double Cash vs. Wells Fargo Autograph℠ Card. The Wells Fargo Active Cash looks like it might be the best, especially with its $200 signup bonus, but redeeming in $25 increments is kind of a deal breaker for me. 78% APR. The Citi Double Cash Card is a good alternative to the Wells Fargo Autograph if you want a no-annual-fee card that earns elevated rewards on all spending rather than a few categories. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). See full list on forbes. 24 percent. They usually give me less than half of the limits I get from Citi. Excellent, Good, Fair. Using this card. It's also best if you need to pay off a high interest credit card. 24 percent to 26. Wells Fargo Active Cash® Card 3. The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs. (Though paying statement balances in full. Citi Double Cash® Card. Current credit cards you are the primary account holder of: Wells Fargo Active Cash $5500 limit, 2/2022 FICO Scores with source (see note on FICO score sources below): Wells Fargo 779 Oldest credit card account age with you as primary name on the account: 5 years Number of personal credit cards approved for in the past 6 months: 1Amex Blue Cash Everyday. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Welcome offer: Earn $200 cash rewards bonus after you spend $500 in first three months. See the pros and cons of each card and how to choose. They usually give me less than half of the limits I get from Citi. After that, an 19. 6 min read Sep 08, 2023. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. Autograph + Active Cash + Grocery card would be really easy and simple cash-back set-up for most people. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. That describes the Citi Double Cash® Card. But the Wells Fargo Active Cash Card has similar earning potential and adds some additional benefits to sweeten the deal. The $25 redemption limit doesn't bother me because I don't do anything with that little bit of cash back anyway. 24%. The Active Cash earns 2% cash. 1. Each eligible transaction will earn 2% cash back on all eligible purchases. Bonus Card Option: Wells Fargo Active Cash Card. Chase Sapphire Preferred;No annual fee. 24% - 29. Never has been a problem with Wells FargoWells Fargo Active Cash® Card;. 6 min read Sep 08, 2023. One of the best cards for online shopping is the Citi Double Cash ® Card where you can earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12. So I'm looking at cards that always provide at least 2% cashback regardless of category. 5% card. Pros: - 2% back on all purchases everywhere MasterCard is accepted. Credit CardsThe Blue Cash Everyday® Card from American Express is the winner over The Amex EveryDay® Credit Card from American Express. Earn 30,000 bonus points when you spend $1,500 in purchases in the first three months (a $300 cash redemption value) Earn unlimited 3X points per dollar at restaurants and gas stations and when spending on travel, transit, popular streaming service, and phone plans. Citi Double Cash (DC) may be more worthwhile if you like 2% flat cashback. Wells Fargo is stingy on credit limits. Wells Fargo Active Cash® Card. Welcome Bonus. You shouldn't be "applying" for double cash. 99% variable APR applies. The Wells Fargo Platinum offered a 0% intro APR on qualifying balance transfers for. Upgrade Triple Cash Rewards basics. The Citi® Double Cash Card is a $0 annual fee credit card that earns 1% back on all purchases. To qualify for the $200 cash rewards bonus, a total of at least $500 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. The Citi Double Cash® Card also earns an unlimited 2% cash back—but with 1% earned when a purchase is made and the other 1%. Other 2% Cash Back Cards. Citi’s Double Cash Card lets you earn a net of 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid. Who the. Bank Cash+® Visa Signature® Card. Wells Fargo Active Cash is a great credit card to compare because it has a $0 annual fee and rewards cardholders with 2% cash rewards on all purchases. 73. (SUB + 2% of 10K) same spend but double the rewards. Welcome bonus: You can earn a $200 cash rewards bonus with the Wells Fargo Active Cash® Card when you spend $500 on the card in the first three months. Assuming that this. Lyft Pink All Access benefits include 10% off Lux rides, free priority pickup upgrades, cancellation. If you're looking for a major bank that's free of scandals, it doesn't exist. 5% unlimited cash back on all purchases. I complained and escalated and eventually cancelled. You must select Apply Now on this page to take advantage of this specific offer. I didn't mention this previously, but here's a breakdown of the Citi Custom Cash vs the. The Wells Fargo Active Cash® Card carries no annual fee and earns an easy-to-track 2% cash rewards on purchases. Historical Offers Chart. no direct deposit into any non-Wells Fargo bank. The no-annual-fee Wells Fargo Active Cash offers up to $600 of cellphone protection against damage or theft when you pay your monthly cell phone bill with your card (subject to a $25 deductible. But if you spend $10000 with this new card, you’ll get $400. Wells Fargo Active Cash ® Card vs. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). It also offers a welcome bonus: a $200 cash. JS by Jason Steele. Citi. It essentially means you have 0% cashback until you spend exactly $1,250 to reach the $25 increment. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. So I signed up for Wells Fargo checking account so I could deposit my active cash cash back into the checking account. 01 in any bank, or you can transfer points to a few airlines / hotels. Wells Fargo Active Cash® Card. I can also say that my experience with Wells Fargo (apps, customer service, etc. Gotcha. A comparison of two cash-back credit cards with an annual fee of $0 and unlimited 2% cash back. Credit Cards. Citibank’s and Wells Fargo’s checking accounts are standard for large, national banks, and both banks offer a sign-up bonus. Citibank offers a bigger cash bonus opportunity — up to $2,000. Rewards Program Details: Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. Our example family typically spends $2,443 annually on flights. Citi Double Cash Card vs. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Application Link. Citi Double Cash Card vs. A balance transfer fee of up to 5% of the each. Similar to the Venmo Card, the Citi Custom Cash rewards are flexible to your spending. Additionally, the Citi Double Cash Card comes with a 0% intro APR on balance transfers for 18 months. No annual fee: Capital One Quicksilver vs. This portal only worked with cards that get cash rewards like the Dividend and the Double Cash. 73. Citi Double Cash® Card. Though we value Capital One miles at around 1. Citi has a "Double Cash" card that pays 2% with no requiring of maintaining an account. Unlimited 2% cash back (you earn 1% when you make a purchase and 1% when you pay it off on time) Welcome offer of 20,000 ThankYou® Points, redeemable for $200 cash back, when you spend $1,500 on. Unlimited 2% cash back (you earn 1% when you make a purchase and 1% when you pay it off on time) Welcome offer of 20,000 ThankYou® Points, redeemable for. If you want the most versatile reward of them all—plain old cash, then the $0-annual-fee Citi Double Cash® Card offers a hassle-free 2% cash back on all purchases—1% when purchases are made. Citi Double Cash Card. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. Wells Fargo Secured. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Chase Freedom Unlimited®: Best for Bonus. A cash advance, in particular, is an expensive way to borrow money. CDC which cashback is better2:24 - Annual Fee and Foreig. This Wells Fargo Active Cash Card review covers the pros and cons of this credit card, including its high cashback rewards and welcome bonus. Blue Cash Everyday ® Card from American ExpressTD Double Up Credit Card vs. yeah i was thinking of that option as well, to me i’m deciding between autograph or Citi Custom Cash for my next card. The Wells Fargo Active Cash Card earns 2% cash rewards on purchases and charges no annual. Its rewards rate of 2% cash rewards on purchases is ideal for someone whose spending. Skip Navigation. The card earns a flat 1. Now Citi just made it official with the double cash and made it just like the custom cash. Chase Sapphire Preferred Wells Fargo Active Cash. No annual fee: The Wells Fargo Reflect Card has a $0 annual fee, and the Active Cash Card has a $0 annual fee. 00 with Wells Fargo Active Cash Card. I'm very happy with this change. With Citi Double Cash you get 1% back at the end of the statement cycle of the charge and 1% back at the end of the statement cycle of the payment. Credit cards that are better than the Citi Double Cash Card may include Chase Freedom Unlimited® and Wells Fargo Active Cash, depending on your exact spending habits and preferences. Its main quirk is how the card. Citi Double Cash Card. Bank Visa® Platinum Card *. A number of other flat-rate cash-back cards earn 1. Citi® Double Cash Card;. You have the right. The Citi Double Cash Card is the winner over Discover it® Cash Back. Wells Fargo Active Cash® Card. Citi Double Cash Card. 99% Variable regular APR after that) An introductory APR of 0% for 15 months from account opening on qualifying balance transfers. Citi Custom Cash Card vs. For a $0 annual fee, the card earns 2% cash. Sign-up bonus: Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This card also comes with no annual fee, and new cardholders get a 0% intro APR on. For context, the average annual rewards payout from the cashback credit cards in the investor. Its limited-time offering of 10% cash back for Uber and Uber Eats. View community ranking In the Top 1% of largest communities on Reddit. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. 8 cents each, they can be worth much more when transferred to travel partners. 0% intro for the first 15 months (then 20. Rates & Fees. No annual fee. 6 min read Sep 08. The Citi Double Cash® Card is a top-notch choice for everyday use, due to its simple and generous rewards. Active cash is better due to insurance on the card. This 2% card has a $200 SUB. Credit. I have used PayPal bill pay with both my CFF and Active Cash and they work flawlessly with no surcharges. Wells Fargo Active Cash® Card The Costco Citi Card earns 2% cash back at Costco, but only a paltry 1% cash back on non-category purchases. 6 min read Sep 08. Wells Fargo Active Cash vs. Citi Double Cash vs. Wells Fargo Active Cash® Card (rates and fees). Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Best for 2% Cash Back: Wells Fargo Active Cash® Card. Citi Double Cash® Card Those seeking a balance transfer card with longevity past the 0% APR period will find the no-annual-fee Citi Double Cash more attractive than. Wells Fargo Active Cash® Card. With Citi Double Cash the $25 is the redemption minimum, so once you accrued over $25, you can redeem the entire cash back balance. 84 that could reasonably be charged to a credit card would earn $168. . I will say I've had multiple Citi merchant offers not pay me out after redeeming. Typically, when you make purchases on a credit card, you are given a grace period of around 30 days before you owe any interest. Best for Automatic 5%. . I know people hate Wells Fargo but I like my active cash and autograph card. In contrast, the BofA is also limited to $2500 per quarter in bonus category spend. The CFU has even more potential because it can be combined with the Chase Sapphire Preferred or Reserve. Wells Fargo Cash Wise Visa card. Wells Fargo Active Cash® Card. Use the accumulated cash back for a statement credit, check or direct. With the Double Cash, every purchase earns 2% back that you can redeem for statement credits or mailed checks. A Penny Pinchers Guide to Personal Fi…Here you will find the Wells Fargo Active Cash vs Citi® Double Cash Card comparison where we will evaluate the features, fees, rewards and other benefits of both the cards and compare both of them. CIT Bank’s eChecking account requires a minimum opening deposit of $100, but you can earn a greater yield with a greater balance. 74%, or 29. The Wells Fargo Active Cash is also a Visa Signature card and comes equipped with benefits such as 24/7 concierge service and access to Visa's Luxury Hotel Collection. Balance transfer fee: 3% (minimum $5) for balance transfers made within four months of. With no annual fee, a decent welcome bonus. Plus, you can earn 2% cash rewards on all purchases. 8. I have the Wells Fargo Active Cash, but unlike my other cards, it doesn't sync my provisional transactions in YNAB. Thinking of making the new Wells Fargo Active Cash my baseline card and do a product change with Citibank Double Cash to Citibank Custom Cash?…Wells Fargo Active Cash vs Chase Freedom Unlimited 3 /r/creditcards, 2023-04-16, 17:24:09. I have a few other cash back cards, my main one is Citi® Double Cash Credit Card. Finally, they cash out at a standard . One big reason why the Citi Double Cash Card wins this matchup is that it offers a very generous ongoing rewards rate: 2% cash back on every purchase (1% when you buy and 1% as you pay for those purchases), plus 5% total cash. Citi Double Cash: 2% everything. Best for Choice of Bonus Categories: U. Just PC'd the wells fargo 1% cash card (got it in college) to active cash, and now changing double cash to custom cash. Increased Cash Back Potential: If you shop online through the Rewards Center Earn Mall, you can access over 1,100 stores and earn more cash back. PayPal Cashback Mastercard®. Both offer unlimited 2% cash back/cash rewards on purchases (although with the Double Cash, you need to pay off your purchases first to get the full 2%), while the Citi Rewards+ only earns 2% back in two categories with a $6,000 annual. The Wells Fargo Active Cash Card is a competitive addition to that short list, one-upping the terms of the Wells Fargo Cash Wise card and comparable to the established Citi Double Cash Card, another $0 annual. While both are popular cash back credit cards, the Citi Double Cash Card offers better rewards value overall and an opportunity to save money on balance transfers. 8 cents each, they can be worth much more when transferred to travel partners. Wells Fargo Active Cash vs. The Citi Double Cash card's simple cash back structure and long-lasting balance. You simply swipe your card and let the cash back rewards pile up. The Citi Double Cash Card charges several common fees you should know about, including: Annual fee: $0. Wells Fargo Active Cash $200 offer; Wells Fargo Active Cash $250 offer: in branch;Wells Fargo Active Cash® Card. Best for Long Introductory APR Period: Wells Fargo Reflect® Card. Wells Fargo Active Cash Card vs. 1.